Vehicle Finance Hub

Finance the vehicles
that move your business.

Whether it's one HGV or a whole fleet, LENDX funds commercial vehicles fast. Specialist products for hauliers, contractors, and operators — with decisions that match your operational timeline.

Decisions in 24–48 hrs £5K–£500K available HGV, van & plant covered No early repayment charges

Our Products

Three specialist
vehicle finance products.

Each product is designed for a specific vehicle type and operational use case. All include transparent pricing, no hidden fees, and decision speeds that match commercial reality.

HGV Finance

Articulated trucks, rigid lorries, and fleet purchases for logistics operators.

Finance 1 truck or a full fleet replacement
HP and lease structures available
Terminal and contract hire supported
Finance from £25,000 to £500,000

Settlement Speed

Decisions in 24hrs for fleet purchases

Van Finance

Commercial vans, luton box vans, and fleet expansions for delivery and trade businesses.

Single van to multi-vehicle fleet
New and used vehicles accepted
Van leasing and PCP options
Finance from £5,000 to £150,000

Settlement Speed

Acceptance decisions in 48hrs for sole traders

Plant & Machinery Finance

Excavators, cranes, agricultural machinery, and site equipment for contractors.

Heavy plant and site equipment
Agricultural and groundscare machinery
Finance from £10,000 to £250,000
Refinance existing equipment also available

Settlement Speed

Equipment quotes matched within 24hrs

Compare vehicle finance products

Key terms at a glance — all products subject to status.

Product Finance range Decision speed HP available Lease available Balloon/PCP
HGV Finance £25,000 – £500,000 24hrs fleet ✓ ✓ ✓
Van Finance £5,000 – £150,000 48hrs sole trader ✓ ✓ ✓
Plant & Machinery £10,000 – £250,000 24hrs quote match ✓ ✓ —

Why LENDX

Built for operators,
not just owners.

We understand that vehicle acquisition is often time-critical. A machine that arrives a week late can cost you a contract. That's why our vehicle products are structured around speed and transparency — so you can plan and act with confidence.

Decision speed that matches your operation

24–48 hour decisions. Not weeks. We know that procurement windows for vehicles are tight — our underwriters work to your timeline, not ours.

Flexible terms that work for your cash flow

Seasonal business? Contract-led revenue? We structure repayments around how you actually get paid — not a standardised template.

Full rate transparency before you commit

You get a full breakdown of costs and monthly repayments before signing anything. No mid-process surprises, no conditional approvals that disappear.

Ready to fund your fleet?

Get a vehicle finance quote in minutes.

Tell us what you need — vehicle type, finance amount, and timeline. If we can help, you'll have a decision before your order lead time is up.

Apply for vehicle finance

Rates from 5.5% APR  ·  Decision in 48 hours  ·  No upfront fees