Broker Portal / Deal LX-3D88
South East Café Group
Working Capital  ·  —
£45,000
Funded
FCA Commission Disclosure
Commission on this deal
Lender LENDX Capital
Commission rate —
Indicative commission £1,575
Under the FCA's Consumer Duty, we are required to disclose the commission we earn for arranging this facility. The figure above is the commission paid to LENDX by the lender for introducing this deal. It does not affect the rate offered to your client, but it is a material interest we must declare. By ticking the box below, you confirm that you have read and understood this disclosure and consent to the commission being earned on this deal.
Decision SLA
Time vs Aldermore published decision window
96h / 24h
Overdue 72h
Window 24h
Elapsed 96h
Decision SLA Aldermore
Started at 16 Aug 2026, 18:57

Past the published Aldermore decision window — escalation flag.

From the Aldermore published working-capital SLA — short-form digital submissions. Decision window: 24h after submission.

Switch your client to LENDX
NatWest + Barclays vs LendX OS
APR on ≤£100k
NatWest
12.57% representative APR (published)
Rate-from with full-broker visibility — submit and see your actual offer in the portal. Their headline rate is their worst deal — ours shows the actual rate per deal. Switch to LendX
Loans £15k+ at 8.5%–14.9% APR
Barclays
loans £15k+ at 8.5%-14.9% APR
loans £15k+ at 8.5%-14.9% APR High-street headline, but broker commission sits behind a published 1% disclosure, NACFB Front-row Patron 2026 status, and the Propel-via-Credit-Broker chain for asset finance. Switch to LendX

Sources: Barclays Business Bank published rate disclosure (Report 1830468); NACFB Front-row Patron listing 2026; Propel-via-Credit-Broker asset-finance chain disclosure. Verified against lender materials — not a regulated comparison.

Asset Backer Link
Collateral asset profile
Asset class —
Vehicle or equipment —
Expected collateral value band — / — GBP
Finance headroom —
Awaiting Asset Backer Link connection. This panel fills automatically the moment the integration is wired. Planned schema: asset_class, vehicle_or_equipment_descriptor, expected_collateral_value_band, finance_headroom_indicator

Asset Backer Link integration pending connection. Planned schema: asset_class, vehicle_or_equipment_descriptor, expected_collateral_value_band, finance_headroom_indicator.

Where the high street falls short
Bank feature gaps
Axis
NatWest
Barclays
Aldermore
LendX OS
Working capital ≤£60k
12.57% representative APR (published).
Loans £15k+ at 8.5%–14.9% APR — high-street headline, broker chain sits behind NACFB Front-row Patron.
No digital working-capital product for sub-£60k.
Rate-from with full-broker visibility — submit and see your actual offer in the portal. Three headline rates. Yours is the only one that is yours.

Sources: Reports 1764519 (NatWest), 1830468 (Barclays), 1798122 (Aldermore); LENDX OS sector master matrix — verbatim quotation, not a regulated comparison.

Charging & Security Paperwork
Awaiting deal-financing quote
Awaiting deal-financing quote. Once a quote is generated for this deal (POST /api/deal-financing/quote, then linked to this application), this panel fills with security/charge type, vendor retention, deferred consideration, and the legal-document checklist. The checklist is fixed at six docs: Asset Sale Agreement, Vendor Loan Agreement, Personal Guarantee, Company Guarantee, Debenture, Stock / Asset Charge.

Charging & security paperwork panel — surfaces the persisted quote & document checklist once one exists for this application.

Consent to commission disclosure required before funding.

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