Broker Portal / Deal 12
Thomas Anderson
Construction Co Equipment Purchase  ·  23 May 2026
£220,000
Funded
FCA Commission Disclosure
Commission on this deal
Lender —
Commission rate —
Indicative commission £0
Under the FCA's Consumer Duty, we are required to disclose the commission we earn for arranging this facility. The figure above is the commission paid to LENDX by the lender for introducing this deal. It does not affect the rate offered to your client, but it is a material interest we must declare. By ticking the box below, you confirm that you have read and understood this disclosure and consent to the commission being earned on this deal.
Decision SLA
Time vs NatWest published decision window
330h / 48h
Overdue 282h
Window 48h
Elapsed 330h
Decision SLA NatWest
Started at 07 Aug 2026, 00:14

Past the published NatWest decision window — escalation flag.

From the cited lender SLA — broker-introduced finance settles within the published window. Decision window: 48h after submission.

Switch your client to LENDX
NatWest + Barclays vs LendX OS
APR on ≤£100k
NatWest
12.57% representative APR (published)
Rate-from with full-broker visibility — submit and see your actual offer in the portal. Their headline rate is their worst deal — ours shows the actual rate per deal. Switch to LendX
Loans £15k+ at 8.5%–14.9% APR
Barclays
loans £15k+ at 8.5%-14.9% APR
loans £15k+ at 8.5%-14.9% APR High-street headline, but broker commission sits behind a published 1% disclosure, NACFB Front-row Patron 2026 status, and the Propel-via-Credit-Broker chain for asset finance. Switch to LendX

Sources: Barclays Business Bank published rate disclosure (Report 1830468); NACFB Front-row Patron listing 2026; Propel-via-Credit-Broker asset-finance chain disclosure. Verified against lender materials — not a regulated comparison.

Asset Backer Link
Collateral asset profile
Asset class —
Vehicle or equipment —
Expected collateral value band — / — GBP
Finance headroom —
Awaiting Asset Backer Link connection. This panel fills automatically the moment the integration is wired. Planned schema: asset_class, vehicle_or_equipment_descriptor, expected_collateral_value_band, finance_headroom_indicator

Asset Backer Link integration pending connection. Planned schema: asset_class, vehicle_or_equipment_descriptor, expected_collateral_value_band, finance_headroom_indicator.

Where the high street falls short
Bank feature gaps
Axis
NatWest
Barclays
Aldermore
LendX OS
APR on ≤£100k
12.57% representative APR (published)
Rate-from with full-broker visibility — submit and see your actual offer in the portal. Their headline rate is their worst deal — ours shows the actual rate per deal.
Speed to funds
Same-day funding confirmed on approved applications
Live stage + decision ETA in the portal from submission; broker sees the same payout date as the client. Same-day payout — and you see it coming instead of trusting the email.
Broker commission
Disclosure via Lombard Channel — opaque reconciliation
Per-deal commission shown live; reconciled daily; net-7 payout. Every pound you earn is on the page before it hits your bank.
Deals >£500k
Relationship-managed — must go through RM gatekeeping
Every deal — any size — flows through the same portal pipeline. No gatekeeper on the big ticket — submit and track it in one queue.
Market position
Ranked 11th of 17 UK business lenders (Monzo #1)
Independent alternative broker channel with portal-first workflow. 11th place is where brokers go when clients stop getting a yes.

Sources: Reports 1764519 (NatWest), 1830468 (Barclays), 1798122 (Aldermore); LENDX OS sector master matrix — verbatim quotation, not a regulated comparison.

Charging & Security Paperwork
Awaiting deal-financing quote
Awaiting deal-financing quote. Once a quote is generated for this deal (POST /api/deal-financing/quote, then linked to this application), this panel fills with security/charge type, vendor retention, deferred consideration, and the legal-document checklist. The checklist is fixed at six docs: Asset Sale Agreement, Vendor Loan Agreement, Personal Guarantee, Company Guarantee, Debenture, Stock / Asset Charge.

Charging & security paperwork panel — surfaces the persisted quote & document checklist once one exists for this application.

Consent to commission disclosure required before funding.

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